DSCR Loans
For Real Estate
Investors
Finance investment properties using rental income instead of traditional income verification. Mike helps investors purchase, refinance, and grow their real estate portfolios with flexible DSCR mortgage solutions.
Rental Income Qualification
Investor-Friendly Financing
Fast Loan Closings
Flexible Loan Programs
No Personal Income Required
Many DSCR loan programs qualify using property cash flow instead of W-2s or tax returns.
Quick & Simple Closings
Move from application to funding with an efficient mortgage process designed for investors.
Investor Mortgage Specialist
Work with a mortgage professional who focuses exclusively on real estate investment financing.
Finance More Properties
Build your rental portfolio with lending solutions created for long-term investment growth.
- NMLS #292331
- MLO #2080459913
- DRE #01244350
DSCR Financing Solutions For Every Investment Strategy
Choose from specialized loan programs designed to help real estate investors purchase, refinance, and expand their investment portfolios.
DSCR Home Loans
Finance long-term rental properties using flexible lending based on property income and investment performance.
DSCR Airbnb/STR
Loan solutions for vacation rentals and short-term investment properties with competitive financing options.
Fix & Flip
Short-term bridge financing to purchase, renovate, and sell residential investment properties.
Mixed-Use DSCR
Finance eligible residential and commercial mixed-use properties with investor-focused mortgage solutions.
DSCR Care Homes
Flexible financing for assisted living facilities, senior housing, and residential care investments.
Co-Living & Padsplitting
Mortgage solutions for shared housing and room-rental investment properties designed for stronger cash flow.
Three Simple Steps To Secure Your DSCR Loan
Our streamlined process helps you move from application to closing with clarity, speed, and personalized support.
Discuss Your Investment
Tell us about your property, financing goals, and investment strategy.
Compare Loan Options
We’ll review available DSCR programs and recommend financing that fits your investment objectives.
Close With Confidence
Complete your loan efficiently and focus on growing your real estate portfolio.
Helping Investors Finance Their Future
Mike specializes in helping real estate investors secure financing that supports long-term success. By focusing on investment properties and DSCR loan solutions, he provides personalized guidance tailored to each client's unique goals.
Whether you're purchasing your first rental property or expanding a large portfolio, Mike is committed to making the mortgage process straightforward, transparent, and focused on your investment success.
- Dedicated DSCR Loan Specialist
- Personalized Financing Solutions
- Investor-Focused Service
What Investors Are Saying
hunter demmonsTrustindex verifies that the original source of the review is Google. As a first-time homebuyer, I couldn’t have asked for a better lender than Jamison at Blue Water. From start to finish, he made the entire process smooth and stress-free. He was always available to answer my questions, explained everything clearly, and made sure I understood each step along the way. Buying your first home can be overwhelming, but Jamison’s knowledge, communication, and dedication gave me confidence throughout the entire process. I highly recommend him to anyone looking for a lender who truly cares about their clients. Thank you for making our first home purchase such a great experience! Caitlin WorthenTrustindex verifies that the original source of the review is Google. Jamison is an amazing mortgage lender!! We were first time home buyers and we had no clue what we were doing when we went into this home buying process. Jamison explained everything in simple terms and had our back through it all. I fully trusted him because he wanted to get us the best rate and loan that met our needs. He is extreamly knowledgeable with mortgage rates. In the horrible economy that we are in, you need a lender that will spend time and fight for the lowest interest rate. Jamison is great at communicating too; he answers your questions very promptly. He seems passionate about what he does. Trust Jamison to advocate for you in your home buying process! Braxton GianinoTrustindex verifies that the original source of the review is Google. We couldn’t imagine going through this process with any other loan officer than Jamison. There was open communication about every single dollar we would spend, clear expectations through every step of the mortgage process from applying, all the way to our close date. Any emotions we felt were eased by his explanations, and he made sure we got to that closing table with all the excitement we had from the start! I’ve been telling everyone that’s even considering looking for a house to reach out to him because I know they will be in the best hands. Thank you for everything and then some!
Owner's reply
Thank you so much for the review! Congratulations on your new home! Maureen SmartTrustindex verifies that the original source of the review is Google. Where to begin? Hmmm. My experience with Jamison Biron of Blue Water Mortgage and the team of professionals exceeded our expectations on our journey to owning our own first home. Jamison is a wealth of knowledge. Not only assisting us from beginning to end in all phases , he educated us along the way. About a year ago we began our journey. We had many questions and Jamison had answers. We truly were clueless when it came to home buying. Jamison gave us guidance to achieve what was needed first before applying for a loan. Like setting goals and how to achieve those goals, in order to begin and qualify for a loan. So much more involved in homeownership than one would think. Jamison assisted in every step of the way. I really believe , if it were not, for Jamison and his guidance and his expertise we may not of been able to obtain our dream and journey into homeownership. Blue Water Mtg definitely has an asset with Jamison representing them. Jamison and the team we worked with, went above and beyond. As I stated, all have exceeded our expectations. We are beyond elated that Jamison helped our dream come true. Extremely grateful for these professionals. If you are on a homeownership journey, believe me, these are the professionals who genuinely want to help you achieve your goal of being a homeowner. These are the professionals you want by your side. Especially Jamison Biron. Today we closed on our home. Thank you Jamison Biron, for all your guidance and dedication to assisting us in this journey of owning our own home. Julia GaudetteTrustindex verifies that the original source of the review is Google. Jamison was INCREDIBLE to work with. He swooped in on a home I was trying to move really quickly on and my other lender couldn’t keep up. He saved my home purchase, jumped right in and was so easy to work with. I can’t recommend him highly enough! Timary MTrustindex verifies that the original source of the review is Google. Incredible! Jamison has helped us out three times now. He will not steer you wrong and will explain everything to you so you understand. Ahmed AmmarTrustindex verifies that the original source of the review is Google. Jamison Biron was great to work with on my refinance. He always answered my calls and questions without any delay and never made me feel pressured to move forward. Instead, he took the time to explain everything, educated me about my credit, and walked me through the steps so I could make the best decision. Very knowledgeable, patient, and easy to work with. I highly recommend him. Maria BTrustindex verifies that the original source of the review is Google. I strongly recommend Jamison at Blue Water Mortgage to anyone who is trying to buy a home. He was extremely helpful in all aspects, prompt with communication, and made our process go as smooth as possible. Really goes above and beyond for his clients. We can’t say enough great things about him. Ian MacAfeeTrustindex verifies that the original source of the review is Google. Jamison is very knowledgeable and was extremely helpful in helping me finance my home. I would recommend him to anyone looking to buy a house
Get In Touch
Whether you're purchasing your first rental property, refinancing an existing investment, or expanding your portfolio, Mike is ready to help you find a DSCR financing solution that fits your goals and investment strategy.
- Investor-Focused Lending
- Flexible DSCR Loan Programs
- Responsive Personal Service
- Fast Loan Decisions
Get a Free Quote
Patrick will personally reach out within 24 hours.
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