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Contact Justus Sharp at NFM Lending today to discuss your mortgage needs, explore your financing options, or get answers to your questions. Whether you're ready to apply or simply exploring your options, you'll receive clear guidance, responsive communication, and personalized support throughout your financing journey

Get in Touch with Justus Sharp - NFM Lending

Whether you’re ready to start your mortgage journey or simply have questions, we’re here to help. With Justus Sharp – NFM Lending, you’ll receive prompt, clear, and personalized support tailored to your needs. Reach out today to discuss your loan options, get expert guidance, or schedule a consultation—we’re ready to make the process smooth and stress-free.

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Disclosure:

Equal housing lender. MLO licensing information: AL # 64071 FL # LO102080 IA # 50195 IL # 031.0079558 KS # LO.0057292 MI #436047 MO # 436047 NC # I-215855 OH # MLO.013279.000 SC # MLO – 436047 TN # 436047 TX VA # MLO-69578VA . NFM Lending, LLC. For NFM Lending, LLC’s full agency, and state licensing information, please visit http://nfmlending.com/licensing . NFM Lending, LLC’s NMLS#2893. For licensing info, go to: www.nmlsconsumeraccess.org. NFM Lending, LLC is not affiliated with, or an agent or division of, a governmental agency or a depository institution. Refinancing an existing loan may result in the total finance charges being higher over the life of the loan. LTV’s can be as high as 96.5% for FHA loans. FHA minimum FICO score required. Fixed rate loans only. W2 transcript option not permitted. Qualifying credit score needed for conventional loans. For USDA loans, 100% financing, no down payment is required. The loan amount may not exceed 100% of the appraised value, plus the guarantee fee may be included. Loan is limited to the appraised value without the pool, if applicable. Veterans Affairs loans require a funding fee, which is based on various loan characteristics. Sales price cannot exceed appraised value. All Down Payment Assistance Programs have different requirements and contingencies; please consult with the Loan Originator to discuss your options. For more information, please contact your Loan Originator. You will need to apply for a first mortgage loan with NFM Lending, LLC. in conjunction with any down payment assistance program. All information contained herein is subject to change at any time. A training class might be required. All DPA programs require to apply for a 1st and 2nd mortgage. NFM Lending is not a Financial Advisor, Tax Advisor or Credit Repair Company. You should consult with a Financial Advisor, Tax Advisor or Credit Repair Company to learn more. Interest rates are subject to change daily and without notice. www.nfmlending.com. © 2026 NFM Lending, LLC. America’s Common Sense Lender® Trade/service marks are the property of NFM Lending, LLC. and/or its subsidiaries. Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act.Refinancing an existing loan may result in the total finance charges being higher over the life of the loan. MAC0726_4518798267

Licensing Details: NMLS # 2893

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