NFL Lending Loans
for Real Estate
Investors
Invest confidently with flexible investment property financing from Justus Sharp with NFM Lending, designed for real estate investors looking to purchase, refinance, and expand income-producing properties. With specialized Non-QM and alternative financing solutions, Justus provides personalized guidance to help investors navigate unique financing scenarios and achieve their real estate goals.
Interest Loans
jumbo Non-QM Loan
Fix and Flix Loans
Profect and Loss
Investment Property Loans
Finance qualifying rental and investment properties with flexible loan solutions tailored to the property's income potential, your financial profile, and your long-term investment strategy.
Short-Term Rental Financing
Explore flexible financing options for qualifying Airbnb, vacation rental, and other short-term rental properties, designed to support income-producing investments and your long-term real estate goals.
Fast Loan Decisions
Move forward with confidence through a streamlined lending process, clear guidance, and responsive communication from an experienced mortgage professional.
24 Years of Mortgage Experience
Benefit from extensive mortgage lending experience and personalized guidance throughout your investment property financing journey, from application to closing.
- NMLS# 2893
FLEXIBLE FINANCING BUILT AROUND YOUR INVESTMENT STRATEGY
Whether you're purchasing a long-term rental, acquiring a short-term rental, refinancing an existing investment, or expanding your real estate portfolio, Justus Sharp with NFM Lending offers flexible financing solutions designed to support qualifying real estate investors. With specialized Non-QM, investment property, and alternative income loan programs, Justus helps you explore financing options based on your property, financial profile, and investment strategy.
Interest Loan
Explore Interest Only Loan options designed to provide flexible payment structures for qualifying borrowers.
Ideal for investors and property owners seeking greater cash-flow flexibility.
investment Property Non-QM
Explore Investment Property Non-QM Loans designed for real estate investors with unique financial situations. Flexible financing options can support qualifying rental and income-producing properties
Jumbo Non-QM Loans
Explore Jumbo Non-QM Loans for higher-value properties and unique financial situations.Flexible qualification options designed around your financial profile.Ideal for eligible homebuyers and real estate investors.
Non Warrantable Condo Loans
Explore Non-Warrantable Condo Loans for eligible condominium properties that may not meet traditional financing guidelines.
Flexible solutions for unique condo projects and borrower needs.
Second Home Non-QM
Explore Second Home Non-QM Loans designed for qualifying vacation and seasonal properties. Flexible financing options for unique income and financial situations.
ITIN Loans
Explore ITIN Loans designed for eligible borrowers using an Individual Taxpayer Identification Number.
Flexible financing options for qualifying home and investment property purchases.
1099 Income Loans
Explore 1099 Income Loans designed for self-employed borrowers, contractors, and independent professionals.
Flexible income documentation options for qualifying borrowers.
Asset Depletion Loans
Explore Asset Depletion Loans designed for borrowers with significant qualifying assets and limited traditional income.
Flexible financing options that may use eligible assets to help qualify.
Asset Utilization Loans
Explore Asset Utilization Loans designed for borrowers with significant qualifying assets and unique income situations.
Flexible financing options that may consider eligible assets when evaluating qualification.
Bank Statement Loans
Explore Bank Statement Loans designed for self-employed borrowers, business owners, and those with non-traditional income.
Use personal or business bank statements to help document qualifying income.
Fix and Flip / Bridge Loans
Explore Fix & Flip / Bridge Loans designed for real estate investors seeking short-term financing. Fund qualifying property purchases, renovations, and investment opportunities.
Profit and loss loans
Explore Profit & Loss Loans designed for self-employed borrowers and business owners with unique income situations.
Use a qualifying P&L statement to help document business income.
Three Steps To Your Investment Loan
The investment property financing process doesn't have to be complicated. Justus Sharp with NFM Lending provides clear guidance and responsive service throughout the process, helping you understand your financing options and move toward closing with confidence.
Tell Us About Your Investment
Share your property details, investment goals, financing needs, and financial profile. Understanding your complete situation helps Justus Sharp identify the most suitable Non-QM and investment property loan options for your goals.
Review Your Loan Options
Justus Sharp will review your investment scenario and help you understand available financing options, including applicable loan terms, qualification requirements, and property considerations.
Close With Confidence
Once you’ve selected the right financing strategy, move through the loan process with dedicated support and clear communication from Justus Sharp, from application through closing.
Your Experienced Mortgage Loan Specialist
At Justus Sharp – NFM Lending, we believe every borrower deserves a financing solution built around their unique goals. We specialize in Non-QM, investment property, alternative income, and flexible financing solutions designed for today's diverse borrowers and real estate investors.
From Bank Statement, ITIN, 1099 Income, Asset Utilization, and Asset Depletion Loans to Jumbo Non-QM, Second Home, Non-Warrantable Condo, and Fix & Flip / Bridge Loans, we provide options when traditional financing may not be the right fit.
Our goal is simple: clear guidance, flexible solutions, and financing that helps you move forward with confidence.
- 24 Years of Mortgage Experience
- Licensed in 47 States
- Investment Property Financing Specialist
What Investors Are Saying
Posted on Google Nevaeh LowryTrustindex verifies that the original source of the review is Google. Loved working with Justus Sharp and his team they are wonderful and responds fast I recommend working with them 10/10Posted on Google Giovanni JacksonTrustindex verifies that the original source of the review is Google. I must say I've had a lender before and he was just "lacking". Didn't quite get the feeling he had my best interest at heart. But not when it came down to The Sharp Team. Justus met with me and already had everything that we could need ready to go, showing how he was prepared. He took the time to not only get to know me and my family but also took the time to make sure that i was comfortable and prepared to buy my first home. He explained everything to me and i felt like i had all the tools i needed to move forward. After meeting with Justus, I got to meet with his incredible team. Not only was Sara a great Administrative Assistant but she is so nice and just so sweet that it makes you feel welcomed to the team. Evan is just as amazing. He really stays on top of things. Not once did he leave me out of the loop as we navigated the buying process. He also made sure to get me in contact with some really great people. All in all if i had to choose to find another home i would love to trust The Justus Sharp Team with my experience. Thank you guysPosted on Google zak99koolkrashTrustindex verifies that the original source of the review is Google. Very knowledgeable team, who goes above and beyond for their clients.Posted on Google Juanita BrandonTrustindex verifies that the original source of the review is Google. I’ve dealt with a lot of lenders but Justus at NFM Lending far surpasses what others have offered. His team keeps me informed of my clients loan progress and keeps me up to date on birthdays, etc. They really make you a team member! I highly recommend them not only for their expertise but for the diverse loans that they offer. If you’re looking for a lender, he’s the man!! 😊❤️Posted on Google Robert GeorgeTrustindex verifies that the original source of the review is Google. Great group to work withPosted on Google Jackie CookTrustindex verifies that the original source of the review is Google. Justus and his team are extremely knowledgeable, helpful and responsive. They have worked with us on a couple unique situations and always have a solution.Posted on Google Christy MooreTrustindex verifies that the original source of the review is Google. Great experience, closed in time and the process was very smooth. Thank you for a successful closing with my buyers.
START YOUR INVESTMENT FINANCING JOURNEY TODAY
Whether you're purchasing your first investment property, refinancing an existing rental, or expanding your real estate portfolio, Justus Sharp with NFM Lending is here to help you explore the right financing options. With a personalized approach and expertise in Non-QM and investment-focused lending, Justus provides clear, responsive guidance to help you make confident financing decisions
- Non-QM Financing
- Investment Property Loans
- Flexible Financing Solutions
- Fast & Responsive Service
Request Your Free Quote
Tell us about your investment property and financing goals. Justus Sharp with NFM Lending will review your scenario and help you understand the Non-QM and investment property loan options that may fit your needs.
No spam. No obligation. Just straightforward guidance from Justus Sharp.