Let’s Find the Right Mortgage Solution for You

meet john

the best
in the business

John E Burgoyne of Mortgage Freak helps homeowners understand mortgage and reverse mortgage options designed around their individual financial goals. Based in Chandler, Arizona, John provides guidance on a range of programs, including HECM Loans, HECM for Purchase, Jumbo Reverse Mortgages, and Proprietary Reverse Mortgages. His approach focuses on clear communication, personalized guidance, and helping clients understand the requirements, benefits, and responsibilities associated with each option. Mortgage Freak serves homeowners throughout Arizona, helping eligible borrowers explore financing solutions that may support retirement planning, homeownership, and long-term financial flexibility. John E Burgoyne is associated with NMLS #86729 and MB#1041377, with the office located at 1256 W. Chandler Blvd #30, Chandler, AZ 85224.

Guidance Built Around Your Goals

Mortgage Options Designed for Your Financial Needs

Your financial goals, home, and retirement plans are unique, so your mortgage solution should be considered with the same personal approach. John E Burgoyne helps homeowners explore reverse mortgage options that may provide greater flexibility while allowing them to remain in their primary residence. Whether you are looking to manage an existing mortgage, access available home equity, improve monthly cash flow, purchase a new home, or strengthen your financial resources for retirement, John can help you understand the available programs and determine which option may be appropriate for your situation. With Mortgage Freak, the focus is on clear information, personalized guidance, and a straightforward lending experience.

A Better Way to Explore Your Mortgage Options

Choosing a mortgage professional is an important part of making a confident financial decision. John E Burgoyne of Mortgage Freak focuses on providing clear information, personalized attention, and a straightforward experience throughout the lending process. His goal is to help homeowners understand their choices without unnecessary confusion or pressure.

Advice Based on Your Situation

No two homeowners have exactly the same financial goals. John takes time to understand your circumstances, retirement objectives, and homeownership needs before discussing available mortgage solutions. This personalized approach helps you evaluate options that may be suitable for your individual situation.

Clear Answers, No Guesswork

Mortgage and reverse mortgage programs can involve important terms, requirements, and responsibilities. John believes clients should understand what they are considering before making a decision. He explains the process in straightforward language and answers questions so you can make an informed choice.

Support From Start to Finish

From the initial conversation through the lending process, Mortgage Freak is committed to providing responsive and professional service. John helps homeowners navigate their available options and understand each stage of the process, with the goal of making the experience organized, transparent, and easier to understand.

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trusted by home owners

    
 
 
       Posted on Google  
   
   American Singh 
 
 
 
 Trustindex verifies that the original source of the review is Google. It was great working with Mike and his team. We got good rates, and the entire process was smooth and easy. As first-time home buyers, they helped us a lot through every step of the purchasing process.
  
 
      Posted on Google  
   
   Makayla Thomas 
 
 
 
 Trustindex verifies that the original source of the review is Google. Mike and his team were incredibly courteous and made my first-time home buying experience completely manageable. Their promptness, professionalism, and attention to detail made the process smooth and stress-free. I would highly recommend them to anyone in need of mortgage services!
  
 
      Posted on Google  
   
   Natasha Sherman 
 
 
 
 Trustindex verifies that the original source of the review is Google. Mike and his wonderful Co is the best partner in crime ever. As a Realtor, I feel absolutely confident and in good hands with his professionalism, his willingness to help, his bravery in taking on complex cases with diverse client situations, and his ability to reach goals and find the right solutions. I highly recommend you embark on your financial adventure to get the new house with Mike McFarland.
  
 
      Posted on Google  
   
   Kevin Wessels 
 
 
 
 Trustindex verifies that the original source of the review is Google. Mike is my go-to mortgage specialist. His knowledge of industry trends and current and forecasted mortgage rates is top notch. He has a wide array of solutions that can solve highly complex lending needs. Excellent end to end loan application process, too!
  
 
      Posted on Google  
   
   Constantin Dragomirov 
 
 
 
 Trustindex verifies that the original source of the review is Google. Working with Mike has been an absolute pleasure. He is incredibly detail‑oriented and takes the time to make sure every step of the mortgage process is clear and well‑explained. At the same time, he brings such a warm, personable approach that it instantly puts you at ease. Mike combines professionalism with genuine care, making the entire experience smooth, transparent, and incredibly comfortable. You can feel that he truly wants the best for you, and his dedication shows in every interaction. I highly recommend Mike to anyone looking for a trustworthy, knowledgeable, and supportive mortgage broker. He’s the kind of person who turns a stressful process into a positive and reassuring one.
  
 
      Posted on Google  
   
   Nelly de Leon 
 
 
 
 Trustindex verifies that the original source of the review is Google. We had the best experience! Prompt communication and very friendly. I highly recommend this company.
  
 
      Posted on Google  
   
   Tammy Moore 
 
 
 
 Trustindex verifies that the original source of the review is Google. Mike and Leigh Anne were wonderful! They guided us the entire way through our refinancing. The process was easy and convenient! Thank you so much!
  
 
      Posted on Google  
   
   Natalie Oliver 
 
 
 
 Trustindex verifies that the original source of the review is Google. We had a great experience working with Mike as our mortgage broker! As first time home buyers, my husband and I appreciated the time he took to walk us through each step of the process. Through all the twists and turns of buying a house, Mike and his team remained dedicated, proactive, and very supportive, ultimately helping us to close on our dream home.  We couldn't have done it without them and are so grateful for their guidance and patience! Thank you again!
  
 
      Posted on Google  
   
   chris boyles 
 
 
 
 Trustindex verifies that the original source of the review is Google. I’ve been in the real estate business for 15 years and I can say with full confidence that Mike is one of the best in the business!  He will go above and beyond for his clients to make sure they have a successful transaction that closes on time.  I appreciate the transparency he has with all our clients to ensure they are prepared when the time comes to make a purchase.
  
 
      Posted on Google  
   
   Emmanuel Fonseca 
 
 
 
 Trustindex verifies that the original source of the review is Google. Mike makes the entire process seamless for my clients. He has a wealth of knowledge and years of experience in business under his belt.

Take the Next Step Toward Greater Financial Flexibility

Your home may represent an important part of your financial resources, and understanding how that equity could support your retirement can help you plan with greater confidence. Whether you are new to reverse mortgages or already considering a specific loan program, John E Burgoyne of Mortgage Freak is available to help you understand your options. From HECM Loans and HECM for Purchase to Jumbo and Proprietary Reverse Mortgage programs, John provides clear, personalized guidance based on your goals and circumstances. Contact Mortgage Freak today to discuss your options and take the next step toward a mortgage solution that may fit your financial needs.