Your Trusted Mortgage Partner in Birmingham

Personalized Lending Solutions Backed by Experience

01

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02

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Loan Options

This free calculator crunches the numbers for you.

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03

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Why Homebuyers and Investors Choose Mortgage Gagliano Mortgage, Inc.

Finding the right mortgage with Andy Gagliano at Gagliano Mortgage, Inc. goes beyond just interest rates. It’s Andy Gagliano partnering with a lending professional who understands your financial aspirations and provides tailored solutions. Gagliano Mortgage, Inc. is dedicated to guiding borrowers through the mortgage process with confidence, offering personalized service, flexible loan options, and a streamlined experience.
1

Customized Mortgage Guidance

Every borrower has unique financial circumstances and homeownership goals. We take the time to understand your needs and recommend loan solutions that fit your budget, timeline, and long-term plans.

2

Fast and Efficient Loan Process

Our team works diligently to simplify the mortgage process from start to finish. Through clear communication and organized loan management, we help reduce delays and keep your transaction moving smoothly.

3

Flexible Financing Options

We offer a broad selection of mortgage programs designed for first-time buyers, veterans, self-employed borrowers, and homeowners looking to refinance or access equity.

4

Local Expertise You Can Trust

Based in Birmingham, Alabama, we understand the local Andy estate market and lending environment. Our knowledge allows us to provide guidance that supports smart and informed financing decisions.

5

Dedicated Customer Support

We prioritize transparency, responsiveness, and personalized attention throughout the loan process. Our goal is to ensure every client feels informed and supported from consultation to closing.

6

Long-Term Financial Solutions

A mortgage should support your future, not just your current situation. We focus on helping clients build sustainable financial strategies through loan structures that align with their long-term goals.

Mortgage Solutions Designed for Every Stage of Life

At Gagliano Mortgage, Inc., we specialize in providing tailored mortgage solutions focused on VA Home Loans to meet your unique needs. With Andy Gagliano leading our team, we deliver a seamless and professional experience for homebuyers and homeowners across Alabama.

Home Purchase Financing

At Gagliano Mortgage, Inc., we make home purchase financing simple, clear, and tailored to your needs. Whether you’re buying your first home in Birmingham or moving into a larger property in Montgomery, our team helps you explore financing options that fit your budget and long-term goals.

VA Loan Solutions

With Andy Gagliano at Gagliano Mortgage, Inc., you can find flexible VA loan solutions that cater to your investment needs, whether for rental properties in Mobile or fix-and-flip projects in Tuscaloosa. Our efficient approval processes ensure you can grow your portfolio with ease.

Refinancing and Equity Solutions

At Gagliano Mortgage, Inc., we understand that refinancing can be a powerful tool for homeowners in Alabama. Whether you’re looking to reduce monthly payments, consolidate debt, or access home equity in Huntsville, we work closely with you to devise refinancing strategies that align with your financial goals.

Testimonials

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Ann Majcher profile picture
Ann Majcher
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Andy Gagliano with Gagliano Mortgage is truly outstanding. He is incredibly kind, patient, and makes the entire mortgage process feel so much less stressful. Andy really holds your hand from start to finish, explains everything clearly, and makes sure you understand each step along the way. What impressed us most was how many different mortgage products and loan options he was able to offer. He took the time to understand our situation and helped us find the right financing option to get the loan we needed. If you are looking for a knowledgeable, caring, and dependable mortgage lender in Birmingham, Alabama, I highly recommend Andy Gagliano and Gagliano Mortgage. His customer service, communication, and attention to detail are exceptional.
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Richard Thomas profile picture
Richard Thomas
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Andy helped us refinance our house. He did an excellent job of presenting all of our options. Having had several past mortgages and a refinance on a previous home, working with Andy was by far the simplest.
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Noal Sellers profile picture
Noal Sellers
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I have purchased two homes with the help of Andy and he has been fantastic. Once we were working on buying a home and he dropped in one evening with a packet in hand. He had worked on it all day and brought it that evening so we could have time to review everything a day early. He did not have to do this because we had given him last minute notice and did not expect the packet until the 5 PM closing the next day but he worked overtime to finish ahead of time and on top of that drove it over to us.
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Henry & Eva Dubois profile picture
Henry & Eva Dubois
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Andy has years of experience in the mortgage business and has seen and solved every problem imaginable. If you're self-employed or have a unique situation, Andy can help you. He's a breath of fresh air in a process that's often extremely frustrating. Call him first.
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Tony Somers profile picture
Tony Somers
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Andy has been a valued and trusted friend to me ever since I met him. I know can trust him as a professional to get me the best opportunity and I cant wait for him to help me with my home mortgage loan. I would recommend him to anyone in my family and friends in the Birmingham area for their needs! 10/10 service and a quality interaction every time!
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Alecia Barksdale profile picture
Alecia Barksdale
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Andy Gagliano is an absolute pleasure to work with. He is incredibly knowledgeable about the mortgage industry and has a genuine willingness to share his expertise. I highly recommend Andy Gagliano at Gagliano Mortgage to anyone looking for a dedicated mortgage professional!
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Brooke Patterson profile picture
Brooke Patterson
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Gagliano Mortgage is a fantastic group! Andy has over 30 years experience and has access to so many different programs. He is in the business of saying "yes." He's an expert, and he does a fantastic job!
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Ernie Jonseof profile picture
Ernie Jonseof
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Amazing mortgage broker! In a crowded space experience and attention to detail matter. I highly recommend Andy to help with your real estate loan!
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Dawn Gagye profile picture
Dawn Gagye
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My husband (disabled veteran) and I were considering a move and needed to check on what possible roadblocks were in the way for qualifying for a mortgage. We had come to Andy for a second opinion and he walked us through the whole thing and helped us plan for the next steps. He was empathetic, professional, mindful, and put us at ease even when we determined we have to postpone our next home purchase. We felt confident every step of this process (Andy made it easy!) and we completely trust Andy with future needs. Both my retired US Marine Special Forces husband and I would recommend Andy wholeheartedly to anyone in need of a mortgage in Greater Birmingham. 10/10!